1. Acceptance of Terms

 By accessing our website, providing your contact information, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions

2. Description of Services

Our CEF Holdings LLC Division provides business financing solutions, including business loans, lines of credit, merchant cash advances, equipment financing, and related funding services to help businesses access capital for growth and operations

3. Communication Consent

By providing your contact information and opting in to receive communications from us, you expressly consent to receive text messages, phone calls, and emails related to our business funding services. This includes, but is not limited to

- Funding application status updates

- Document request notifications

- Funding approval notifications

- Repayment reminders

- Additional funding opportunities

Standard message and data rates may apply. You can opt out of text messages at any time by replying "STOP" to any message. You can opt out of emails by using the unsubscribe link provided in each email.

4. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which is incorporated by reference into these Terms and Conditions

5. User Responsibilities

You agree to provide accurate, current, and complete information when submitting funding applications. You understand that providing false information on a funding application may constitute fraud and could result in legal consequences.

6. Funding Service Disclaimer

We do not guarantee approval for any funding products. Approval is subject to underwriting criteria of our funding partners. We are not a direct lender but work with various funding sources to find appropriate solutions for our clients.

7. Relationship to Parent Company

Our CEF Holdings LLC Division is a subsidiary of Immani Wealth Enterprises. We operate under the same corporate policies and standards as our parent company while specializing in business funding services.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

9. Disclaimer of Warranties

Our services are provided "as is" without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state where Immani Wealth Enterprises is headquartered, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms

on our website.

12. Contact Information

If you have any questions about these Terms, please

contact us at

[email protected]