1. Information We Collect

1.1 Personal Information

We may collect the following types of personal information:

- Contact information (name, email address, phone number, business address)

- Business information (company name, EIN, business structure, time in business)

- Financial information (bank statements, tax returns, profit & loss statements)

- Identity verification information (SSN, driver's license)

- Business performance metrics (revenue, cash flow, accounts receivable)

- Communication preferences

1.2 Usage Information

We automatically collect certain information about your device and how you interact with our website, including:

- IP address and device information

- Browser type and version

- Pages you visit and features you use

- Referral source

- Length of visit and page interactions

2. How We Use Your Information

We use your personal information for the following purposes:

- Process business funding applications

- Connect you with appropriate funding sources

- Verify business and personal information

- Send funding status updates and notifications

- Send appointment confirmations and reminders

- Respond to your comments, questions, and requests

- Send you technical notices, updates, security alerts, and support messages

- Send information about additional funding opportunities

- Monitor and analyze trends, usage, and activities

- Comply with legal obligations

3. Text Message Communications

When you opt in to receive text messages from us:

- We will send messages related to your business funding services, including application updates, document requests, and funding notifications

- Message frequency varies based on your funding application status and interactions with us

- Standard message and data rates may apply

- You can opt out at any time by replying "STOP" to any message

- For help, reply "HELP" to any message or contact us at [email protected]

4. Information Sharing

We may share your personal information with:

- Funding partners and lenders (for application processing)

- Service providers who perform services on our behalf

- Our parent company, Immani Wealth Enterprises, and affiliated divisions

- Professional advisors, such as lawyers, auditors, and insurers

- Government bodies when required by law

- In connection with a business transaction (e.g., merger or acquisition)

5. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

- Access to your personal information

- Correction of inaccurate information

- Deletion of your information

- Restriction of processing

- Data portability

- Objection to processing

To exercise these rights, please contact us at [email protected].

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities and to remember your preferences. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

8. Children's Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Immani Wealth Enterprises - Business Funding Division

CEF Holdings LLC (A subsidiary of Immani Wealth Enterprises)

26 West Dry Creek Circle Suite 600 Littleton, CO 80120

[email protected]

+1 984-217-7907